Benefit Decision Support, Benefit Enrollment, Health Care Cost Containment, HR Employee Self Service, Employee Benefits Plans: Enwisen

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American Modern Insurance Group found that 50-60% of their workforce were over-insured. They wanted to help employees become more informed health care consumers – containing costs for both AMIG and the workforce. With AnswerSource Benefits Decision Support, not only were costs lowered, but self insured claims were reduced by 10%...
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Home | Solutions | Benefits Decision Support

Calculators, Modeling Tools, Plan Comparisons and More … to Help Drive the Right Employees to the Right Plans

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The Benefits Decision Support module of AnswerSource Employee Communications provides dynamic tools to help employees better understand their benefit plan options – and select the plans that best fit the needs of their families. Because all of the content is personalized, employees see only the plans for which they’re eligible, and because it is available 24/7 via the web, employees can make decisions at home with a spouse or partner.

The Business Case for Benefits Decision Support

Every year, more than 80% of employers re-vamp their benefits plans … and yet only 20% of employees make new elections – due largely to ineffective and decision support. Driving the right employees to the right plans

increases employee satisfaction with their benefits, and helps contain health care costs for both your organization and your employees. With the Benefits Decision Support module of AnswerSource Employee Communications, you can:

	Help employees become more informed benefits consumers
	Increase participation in high deductible and other cost-saving plans
	Increase overall satisfaction with benefits
	Contain health care costs via selection of more cost-effective plans and more informed usage of health-related services
	Increase participation in wellness programs
	Reduce calls to HR and lower administrative costs
	Reduce need for lengthy enrollment meetings
	Eliminate paper enrollment kits

Key Features and Benefits

Helps drive the right employees to the right plans with a comprehensive suite of support tools, including:

	Dynamic Plan Comparison – show how different plans compare on features, coverage and cost
	Medical Cost Estimator – estimate medical costs based on you and your family’s health conditions – help evaluate which plan option best meets needs based on estimated costs
	Flexible Spending Account Calculator – model the impact of pre-tax contributions for FSAs
	Retirement and Life Insurance Calculators – set savings goals and model the impact of 401(k) contributions
	Medical Plan Selection Tours – guided tours to help select the right plan

Increases CDHP participation with innovative CCHP communications and decision support tools, including:

	Plan templates for HSAs and HDHPs
	Personalized plan summaries
	Plan comparisons
	Educational tours
	Cost calculators
	HSA contribution modeling tools

Provides personalized information so employees and new hires see only the benefits relevant to their eligibilities

Integrates with all eBenefits administrative/transactional systems to achieve 100% paperless enrollment

Provides information employees need to make year-round informed decisions when it comes to their benefits – including eSPDs – always up-to-date at a fraction of the cost of printed SPDs

Increases service to employees while reducing calls to Call Centers and HR

Increases employee satisfaction with – and adoption of – benefits while reducing administrative costs

Plain English – easy to use and navigate with full dynamic search